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La Paz Insurance Agency

Dental Insurance

Dental Coverage for Healthier Smiles

Explore individual and family dental coverage options available through United and Delta Dental.

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Coverage Options

Coverage for Routine and Unexpected Care

We help you compare available dental plans, provider networks, costs, waiting periods, and coverage levels so you can make an informed choice.

Preventive Care

Depending on the plan, preventive services may include exams, cleanings, and routine X-rays.

Basic Services

Plans may help with eligible services such as fillings, simple extractions, and other basic care.

Major Services

Some plans may include eligible crowns, bridges, dentures, root canals, or other major services.

UnitedHealthcare Dental Plans

Compare DentalWise and DentalWise Max

Both plan families offer preventive and basic dental benefits, with plan choices that add higher annual maximums, major services, and implant coverage.

Three coverage levels

DentalWise

Choose from a preventive-and-basic option or plans that add major services and a higher annual maximum.

Basic$1,000 annual maximum
Plan 1000$1,000 annual maximum
Plan 2000$2,000 annual maximum
  • $100 deductible per insured person, per policy year
  • Plan pays 100% for preventive services with no deductible, including two routine exams and cleanings per policy year
  • Plan pays 60% for basic services in the first policy year and 80% beginning in the second policy year, after the deductible
  • Basic excludes major services; Plans 1000 and 2000 pay 15% in year one and 50% beginning in year two, after the deductible
  • Plan 2000 includes 50% implant benefits after the deductible and a 12-month waiting period, with a $1,500 lifetime implant maximum
Higher maximum options

DentalWise Max

Offers three annual maximum levels with major-service benefits included in every plan option.

Plan 1000$1,000 annual maximum
Plan 2000$2,000 annual maximum
Plan 3000$3,000 annual maximum
  • $100 deductible per insured person, per policy year
  • Plan pays 100% for preventive services with no deductible, including two routine exams and cleanings per policy year
  • Plan pays 60% for basic services in the first policy year and 80% beginning in the second policy year, after the deductible
  • All three options pay 15% for major services in year one and 50% beginning in year two, after the deductible
  • Plans 2000 and 3000 include 50% implant benefits after the deductible and a 12-month waiting period, with a $1,500 lifetime implant maximum
  • The DentalWise Max materials state that vision and hearing benefits are included
Important: These highlights summarize the plan-comparison materials supplied for DentalWise and DentalWise Max. They are not an insurance contract or guarantee of benefits. State variations, plan availability, provider-network rules, exclusions, limitations, deductibles, coinsurance, and waiting periods may apply or change. Review the current quote and policy documents before purchasing.
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Delta Dental logo

Compare Three Florida Dental Plan Options

Compare three Delta Dental plan options and review differences in provider access, deductibles, copays, waiting periods, annual maximums, and covered services.

Broader PPO coverage

Delta Dental PPO™ Premium

Designed for people who want dentist flexibility and broader coverage.

  • Visit any dentist; PPO network dentists may reduce out-of-pocket costs
  • Routine exams, cleanings, and X-rays shown at 100% from day one
  • $50 annual deductible and $2,000 annual maximum
  • Basic and major services are included; waiting periods and cost sharing apply
  • Comparison includes benefits for crowns, implants, and orthodontics after applicable waiting periods
Lower-cost PPO option

Delta Dental PPO™ Basic

Focuses on preventive care and selected basic dental services.

  • Visit any dentist; PPO network dentists may reduce out-of-pocket costs
  • Routine exams, cleanings, and X-rays shown at 100% from day one
  • $50 annual deductible and $1,000 annual maximum
  • Fillings and simple tooth removal are included after the applicable waiting period
  • Major services, implants, and orthodontics are not shown as covered in this comparison
Fixed-copay network plan

DeltaCare® USA

An HMO-type plan with care coordinated through a selected DeltaCare USA dental facility.

  • Use your selected primary care dental facility; specialist referrals are required
  • Fixed copays for covered services
  • No annual deductible or annual maximum
  • No waiting periods for covered services
  • Routine care is available at low or no copay from day one
Important: These are plan highlights, not a contract or guarantee of benefits. Benefits, premiums, provider networks, copays, deductibles, waiting periods, limitations, exclusions, and availability may vary or change. Review Delta Dental’s current plan documents before enrolling. Current pricing is provided directly by Delta Dental during the quote process.
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Why La Paz

Compare United and Delta Dental options

Plan availability and benefits vary. We help you review the details behind the premium before choosing.

Multiple carrier options
We shop available policies for you.
Plain-language guidance
Understand networks, deductibles, copays, waiting periods, annual maximums, and covered services.
Responsive local service
Licensed service for Florida, Texas, and Indiana.

Explore Your Dental Coverage Options

You choose the option that gives you peace of mind.

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Coverage availability, terms, and eligibility vary by carrier and state. Insurance coverage is not bound or changed until confirmed in writing by an authorized representative.